20 हजार की लागत वाली इस बिजनेस से 45 हजार महीने की होती हैं कमाई Small Business Idea
गुजरात सरकार के सामाजिक न्याय एवं अधिकारिता विभाग द्वारा शुरू की गई “लघु व्यवसाय (GBCDC)” योजना का उद्देश्य सामाजिक एवं शैक्षणिक रूप से पिछड़े वर्गों (SEBC) को किराना स्टोर, डेयरी पार्लर, पशु चारा विक्रय केंद्र, मोबाइल-कंप्यूटर रिपेयरिंग की दुकान आदि जैसे छोटे व्यवसाय शुरू करने के लिए वित्तीय सहायता प्रदान करना है। इस योजना के माध्यम से, राज्य भर के सामाजिक एवं शैक्षणिक रूप से पिछड़े वर्गों (SEBC) के व्यक्तियों को स्वरोज़गार को बढ़ावा देने के लिए कम ब्याज दर पर ऋण राशि प्रदान की जाती है। यह योजना गुजरात पिछड़ा वर्ग विकास निगम (GBCDC) द्वारा क्रियान्वित की जाती है। लाभार्थी आधिकारिक GBCDC पोर्टल के माध्यम से बिना किसी आवेदन शुल्क के ऑनलाइन आवेदन कर सकते हैं।
Details
The scheme “Small Business (GBCDC)” by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide financial assistance to the Socially and Educationally Backward Classes (SEBC) for undertaking small businesses like grocery store, dairy parlour, animal fodder sales centre, mobile-computer repairing shop, etc., for casual business. Through this scheme, a loan amount is provided at a low interest rate to promote self-employment among SEBC individuals across the state. The scheme is implemented by the Gujarat Backward Classes Development Corporation (GBCDC). Beneficiaries can apply online without any application fee through the official GBCDC portal.
Benefits
- Financial assistance in the form of a loan up to ₹2,00,000/-.
- The loan can be utilised for starting small businesses such as grocery stores, dairy parlours, animal fodder sales centres, mobile and computer repairing shops, etc.
Eligibility
- The applicant should belong to a socially and educationally backward class.
- The applicant’s total annual individual/family income should not exceed ₹3,00,000/-.
- The applicant should be a resident of Gujarat.
Application Process
Online
Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.
Step 2: On the top menu bar, click on “Apply Online”.
Step 3: If you’re a new user, click on “New Registration” Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.
Step 4: Use your registered credentials (User ID and password) to log in.
Step 5: Click on “New Application”. Select “Small Business Scheme” from the list of available schemes.
Step 6: Fill out the Application Form, enter the following details:
- Personal Information: Name, gender, date of birth, caste, etc.
- Address Information: Permanent and correspondence address
- Income Details: Monthly family income and source
- Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
- Bank Account Details: For loan disbursement
Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
Documents Required
- Aadhar Card
- Age Proof
- Bank Pass Book/Cancelled Cheque
- Birth Certificate
- Business Address Proof
- Caste Certificate
- Income Certificate
- Passport Size Photos
- Ration Card
- School Leaving
- True Copy of Election Card
Frequently Asked Questions
Who is eligible to apply under this scheme?
Is this scheme available to residents outside Gujarat?
Can women also apply under this scheme?
What types of businesses are supported under this scheme?
What documents are needed to prove my income eligibility?
Is this scheme valid across all districts of Gujarat?
Where can I find the online application form?
Is there any fee to apply under this scheme?
Where do I need to submit the completed application form?
What is required to prove my bank account details?
What is the benefit type of this scheme?
What is the target of this scheme?
What proof of residence is required for this scheme?