Quick note: VB-G RAM G stands for Viksit Bharat – Guarantee for Rozgar and Ajeevika Mission (Gramin). It replaced MGNREGA (Mahatma Gandhi National Rural Employment Guarantee Act) from 1 July 2026 and now guarantees up to 125 days of wage employment per rural household in a financial year.
FTO (Fund Transfer Order) is the electronic order that actually moves VB-G RAM G wages from the government to workers’ accounts. Understanding FTO status helps you trace exactly where a delayed payment is stuck.
The Payment Journey
- Attendance is captured and the muster roll closes.
- The Gram Panchayat generates a wage list.
- An FTO is created and digitally signed by two authorised signatories.
- The FTO goes to the bank/PFMS, and money is credited to worker accounts.
How to Check FTO Status
- Open the portal Reports section.
- Choose the FTO / e-FMS report for your state.
- Search by FTO number or drill down to your Gram Panchayat.
- The report shows generated, signed, sent and processed stages.
Frequently Asked Questions (FAQ)
What does ‘FTO generated but not signed’ mean?
The wage order is prepared but is waiting for digital signature at the Panchayat/Block level — follow up with the Programme Officer.
How long after FTO signing is money credited?
Usually within a few working days once the signed FTO is processed by the bank/PFMS.